Insured Car Repair After an Accident
If you’ve been involved in an accident, the process of getting your car repaired can be confusing and overwhelming, especially if it’s your first time. Here at Chloe’s Auto Repair and Tire, we understand how the insured car repair process works thanks to our expertise and experience in the auto industry.
In this article, we will outline the steps to take to have your insured car repaired after an accident.
The Car Insurance Claim Process After an Accident
The car insurance claim process may vary depending on the circumstances of the accident and the insurance company involved. In most cases, the insurance claim process typically involves the following steps:
- Step 1: Notify Your Insurance Company
The first step is to contact your insurance company to report the accident and initiate the claim process. There’s no strict deadline to report an accident to your insurance company, but it’s best to contact them as soon as you can. Provide them with accurate details about the incident.
- Step 2: Evaluation by a claims adjuster
Your insurer will send a claims adjuster to assess the nature and extent of damages. They may arrange for an inspection of your vehicle by a professional auto repair shop.
- Step 3: Repair estimates
After the claims adjuster has determined the claim’s validity, they’ll require you to get repair estimates from authorized auto repair shops. Your insurer may recommend auto repair shops you can use to get repair estimates.
Note: Do not get the car repaired until the claims adjuster has determined the claim’s validity. This is one of the most common mistakes that vehicle owners make.
- Step 4: Claims settlement
After the claims adjuster has gathered all the necessary information, your insurer will review the details, including the policy coverage and applicable deductibles. They will determine the amount of compensation and communicate the settlement offer to you. Usually, they will outline the coverage for vehicle repairs, medical expenses, and other applicable damages. Once you reach an agreement, you can accept the settlement offer from your insurer, and they will process the payment.
In some cases, you and your insurer may not reach an agreement about the cost of repairs. In cases like this, you can hire an independent appraiser to perform an evaluation. On average, it takes between one week and 30 days for your claim to be finalized.
Chloe’s Auto Repair and Tire: Trusted Auto Repair Service You Can Count On
Chloe's Auto Repair and Tire is a top-rated auto repair shop offering top-notch auto repair and tire services. If you need your car repaired after an accident and you’re looking for a reliable auto repair shop, get in touch with Chloe’s Auto Repair and Tire. We offer a wide range of auto repair services, including:
- Drivetrain repair
- Engine repair
- Lights repair and service
- Clutch repair services
- Radiator repair
- Brake repair
- Steering and suspension repair, and many more
We’ve put together a team of highly trained and dedicated mechanics who are willing to go the extra mile to restore your vehicle to tip-top condition.
